|September 30,2016 ASSETS (in thousands)|
|CASH ON HAND AND DUE FROM DEPOSITORY INSTITUTIONS
Money on hand in our bank and to our credit in other banks for normal handling of business.
|TREASURY, GOVERNMENT AGENCY AND OTHER SECURITIES
Safe and marketable investments in MBS's bonds and securities of the U.S. Government and state and local municipalities.
|LOANS AND DISCOUNTS
Loans made to help finance farmers, students, businessmen and consumers for the purchase of automobiles, home repairs and other needs of customers.
Money reserved to meet possible losses on loans.
|FEDERAL FUNDS SOLD
Excess funds loaned to other banks on a day-to-day basis.
|BANK BUILDINGS FURNITURE AND FIXTURES||$1,850|
Prepaid expenses and interest earned not collected, etc.
|LIABILITIES / EQUITY|
Funds held on deposit for our many savings, CD, and checking account customers.
|FEDERAL FUNDS PURCASED AND REPURCHASE AGREEMENTS
Funds borrowed from other banks on a day-to-day basis and securities sold to our customers under agreements to repurchase them at a later date.
Deferred taxes, accrued expenses, and accrued interest payable to customers. Other borrowed money.
Money invested by stockholders of the bank.
Additional money contributed by the owners to provide additional strength.
|UNDIVIDED PROFITS AND OTHER RESERVES
Bank earnings left in the bank for additional capital strength and to provide additional funds to meet possible losses on loans and securities.
|UNREALIZED GAIN (LOSS) ON SECURITIES AVAILABLE FOR SALE
Market value appreciateion (depreciateion) on investment securities classified as available for sale.
|TOTAL EQUITY CAPITAL||$8,446|
|TOTAL LIABILITIES AND EQUITY||$89,634|